SVIATOSLAV GUSEV

2023-03-27 19:15:23 The consequences of lowering the key rate

We know almost everything about the rate, but there is one thing left, sometimes it is lowered. What happens in this case?

The effect is as follows: lower lending costs increase lending and investment, which can stimulate economic growth.

But lowering the key rate can also lead to higher inflation and devaluation of the national currency, which may worsen the economic situation.

In addition, the stock market may rise as investors look for higher yields in assets other than bonds. Открыть/Комментировать

2023-03-27 16:01:51 What happens when raise the rate

So we've figured out what the key rate is, now let's find out what happens when it goes up, because it does so often.

When the Central Bank raises it, it raises the cost of lending for commercial banks. They can pass those costs on to borrowers, i.e. firms and individuals. As a result, there is a decrease in lending, which slows down the economy.

Again, an increase in the key rate increases investor returns on bond investments, which can lead to less demand for stocks and higher bond prices. Ultimately, this has the effect of driving down the stock price in the market. Открыть/Комментировать

2023-03-27 11:35:19 What is the «key rate»

You've probably often heard that there's a key rate that goes up and down and everyone talks about it. Do you know what it is?

The key rate is the interest rate set by the central bank to regulate the money supply in the economy. It is one of the main instruments of monetary policy and affects lending and inflation.

Just in case: monetary policy is a set of measures that a central bank takes to maintain price stability in order to promote a sustainable and balanced economy.

The term is complicated, it's true. I'll talk a little more about it later, but in the meantime, refresh your memory on previous definitions from economics. Открыть/Комментировать

2023-03-26 18:45:25 Stocks, bonds and promissory notes | Investor terms

Continuing to pump up your investor knowledge. Let's run through some securities:

— Stocks: stakes in a company's ownership that can be bought on the stock exchange. Holders of shares are entitled to a share of the company's profits;

— Bonds: these are debentures that are issued to raise capital. Owners receive an interest that is paid to them for a certain period of time, after which they get their investment back;

— Promissory notes: are promissory notes, but in commercial transactions. A bill of exchange is a document that guarantees payment within a certain period of time. Often used to finance short-term transactions.

Now exhale, realize it's not hard and reread it again. To reinforce it, so to speak. Открыть/Комментировать

2023-03-26 14:40:15 A couple of terms from the world of investing

So, there are many terms in investing, but let's start at the beginning. For example, what is an issuer, securities and a depositary, do you know?

— Issuer: is a company or government that issues securities to get capital from investors;

— Securities: are documents that certify investors' rights to receive income or to vote at shareholders' meetings. Examples of securities include stocks, bonds, and bills of exchange (more on this later).

— Depositary: is an entity that holds securities on behalf of their holders and conducts transactions with them, such as transfers and sales.

Well, that wasn't too hard to explain, was it? Reread it, digest it, and throw in some reactions if it was helpful. Открыть/Комментировать

2023-03-26 11:05:20 Why do we need financial literacy?

The answer is obvious: to understand finance. But the irony is that everyone knows the answer, but only a few strive to become financially literate.

Without financial literacy it is difficult to plan a budget, manage debts, invest money, understand the tax system, and generally it is hard to live.

Even basic advocacy and fraud prevention — you need to know at least the basics of how to control funds.

Maybe do a light base study with you in investing, but without the stuffy abstruse explanations, otherwise it will be agony, not literacy. Throw in reactions if you're waiting) Открыть/Комментировать

2023-03-25 17:30:45 How investors stay safe

Frequent trades can be profitable, but I stick to my investment stance.

Now the market is turbulent and more than once investors have been asked how to stay safe during the «turbulence». I'll briefly tell you what I think.

— Have money in reserve. Ideally, if you have an amount you can live on for a year;

— If in doubt about investing in a fund, crypto, there is always real estate, but here, as they say, if you can;

— Check whether you need all the assets in your portfolio. Do you still see potential in every one, or have something outlived its usefulness. Открыть/Комментировать

2023-03-25 13:02:04 $BLZ | Long on the spot

Another pair on the high timeframe looks interesting. at 1W the coin is above the high demand zone.

A descending triangle has formed on the chart, which the asset has already broken through.

What to do ~ from the current values it is possible to get a long on a small part of the depo. There is no sense to put a stop here — it is a weekly timeframe, the deal is focused on a serious long term.

There are several take targets: $0.1706, $0.2069, $0.2390, $0.2767.

You can buy BLZ coins on the crypto exchange Huobi, but remember, only spot. Открыть/Комментировать

2023-03-19 13:40:14 What doesn't kill us makes us stronger

I was gone for a day, I had a lot to think about and sort out in my head.

I want to say that on everyone's journey through life, there are difficulties that we must overcome and move on. No matter how difficult it may be.

Of course, it's important to be able to abstract from everything and do your own thing, work and develop. But I admit, it's not always easy.

I will try to get back to the usual rhythm of work, trading and everything else. I hope it works out. Открыть/Комментировать

2023-03-17 17:15:22 The fear I have begun to remember

To be quite frank, and I still want you to see me first and foremost as a person and not as a buy-in signal on Bybit, my personal life is also being tested.

Marital relationships are not as cloudless as I would like them to be, and domestic issues accumulate grievances that are not always resolved without problems.

All in all, having everything piled up all at once is, frankly, frustrating. The work and posts I do now are more on automatic, so as not to let the other guys down.

I remembered an acquaintance asking me what I was most afraid of, and I said being alone. Is that possible? I don't know. It couldn't get any worse, could it? Probably... Открыть/Комментировать